WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, October 24, 2014

How to Quickly Pay Off Student Loans


Are you looking to pay off student loans quickly, but at the same time feel that it might not be doable? Believe it or not it is very possible. You may have to make a few sacrifices, but in the long run it will be very worth it. Let's take a look at some advice that could help you get started on the road to quickly pay off student loans.

First, you will want to keep in the student mind set. You might be wondering what does that mean exactly? It simply means to keep being frugal. It is very easy to graduate, get a job and then want luxuries right away. Instead, look at the big picture and wait to live in the expensive apartment, to buy a big screen HDTV or a new car. You will also want to eat in, not out. Delay all non-essentials and watch your student loans begin to disappear.

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Second, be sure to check into any tax credits that you can receive. Some of these include the Student Loan Interest Reduction and the Tuition and Fees Reduction. See what you qualify for and take advantage. Many times these credits can save you thousands of dollars.

Third, consider starting to save for retirement. This will also give you additional tax breaks that will free up even more money to put towards paying off student loans.

You may also want to consider a government consolidation assistance program. These programs work to combine all of your federally funded student loans into one. This can bring down your interest rate, and overall just make it simpler to keep up with payments.

Finally, be sure to check into loan forgiveness options that may be available to you. For example, loans are often completely forgiven or greatly reduced if you volunteer for the Peace Corps, go into the military or (if you are a teacher) teach in certain schools. Many government agencies and private employers also offer assistance to individuals to pay off student loans. Be sure to check with your employer or even seek out employment at an agency or company that will help you pay off your student loans.


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